📈 Capital Gains Tax Calculator
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📋 CGT Breakdown
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Capital Gains Tax in Australia: How It Works
CGT is not a separate tax — capital gains are added to your taxable income and taxed at your marginal rate. The key advantage for Australian investors is the 50% CGT discount: if you hold an asset for more than 12 months before selling, only half the gain is taxable.
CGT on Different Asset Types
- Property: CGT applies to investment properties. Your main residence is generally exempt.
- Shares and ETFs: 50% discount applies if held 12+ months. Losses can be offset against gains.
- Cryptocurrency: Treated as a CGT asset by the ATO — each disposal (including crypto-to-crypto swaps) is a CGT event.
Capital Losses
Capital losses can only be offset against capital gains — not against ordinary income. Unused capital losses carry forward indefinitely to offset future gains.
Estimates only. CGT rules are complex. Consult a registered tax agent before selling assets.